Sr Manager Credit Risk

Brooklyn Park, Minnesota
Aug 23, 2018
Jun 26, 2019
Employment Status
Full Time

Target is an iconic brand, a Fortune 50 company and one of America's leading retailers.

The Financial and Retail Services (FRS) organization is close to the action when it comes to communication-whether with guests or Target team members. From guest service professionals and product designers, to vendor managers and financial and workforce management analysts, FRS comprises several key and high-visibility areas that elevate and nurture Target's distinctive reputation. We cultivate loyalty and satisfaction through exceptional service and support. And we foster a culture of responsive, knowledgeable and committed service-from the inside out-through enterprise services our people can count on.

Beyond our world-class contact centers, there are many important challenges to be met in other FRS teams like the FRS Operations and Product Team, which plays at the intersections of process and technology, and Contact Center Support Services (SCSO) which develops comprehensive service delivery strategies for our contact centers. FRS Product Design manages and grows loyalty, frequency and other marketing programs for all Payment Cards (REDcard, GiftCard). Our Bank Program and included credit risk and compliance functions manage Merchandise Finance, Capital Finance, Expense Management and Financial Goals and Forecasts. And the FRS Controller heads up FRS Accounting and Financial Operations, including Accounting and Control, Retail Bankcard Services, Target Card Services, Fraud Prevention & Dispute Resolution.

As a Sr. Manager Credit Risk, you'll work under the direction of a Director Credit Risk to use a risk/reward methodology to analyze credit and debit policies and strategy decisions, gather relevant internal and external data, use a variety of tools and techniques to perform statistical and financial analysis that create actionable decisions, implement strategic initiatives through an adaptive control methodology that leads to optimal performance and continual learning, and disseminate results through reporting and presentations to both senior management and impacted business lines. We'll support you along the way with robust onboarding, as well as personal and career development, to help you grow as a strong Sr. Manager Credit Risk. The exciting part of retail? It's always changing! Core responsibilities of this job are described within this job description. Job duties may change at any time due to business needs.

About you:
  • B.S. in Economics, Statistics, Engineering, Computer Science, or related field (Masters preferred)
  • Minimum of 5 years of relevant financial services experience
  • Knowledge of data analytics and reporting
  • Strong written and verbal communication skills
  • Experience in financial services industry and knowledge of best practices
  • Collections, credit bureau reporting, or other operations experience a plus


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